Wednesday, June 21, 2023

A Smart Comparison Of Quicken Vs. Mint For Financial Management

 When you have multiple financial accounts, personal money management can be a daunting task to handle. Fortunately, we are living in an era of technology where technology has made our work easier and faster. For personal finance management, there are software options available to keep track of expenses. The most popular personal finance management software are Quicken, QuickBooks, personal capital, home bank, Mint, etc. All these software options offer different features and benefits. In this blog post, we will discuss the differences between Quicken Vs Mint. Let's see which one is better in what way.

 


Understand the differences between Quicken and Mint

Before we delve into any conclusion, it is necessary to study and analyze the features of both programs. 

 

Investment Tracking

Mint's investment tracking is not for active investors. It is more of an investment aggregator, combining your accounts to show the performance as a whole.

However, Quicken provides useful investment tracking tools for homes and businesses. Apart from viewing investing fees, users can create stock watch lists and set up and assess their portfolios.

 

Budgeting

Mint Vs Quicken are both sophisticated budgeting tools. Both programs establish a system for paying off debt that is organized, makes spending categories, and manually adds transactions.

Mint is an online program that can be used with a smartphone app or website. However, Quicken is a more advanced budgeting program that includes features like a budget prediction to protect your bank account balance. 

 

Real estate and micro-enterprise management

Mint hardly has any features for managing real estate and small businesses.

However, Quicken helps in tracking assets and liabilities and keeping tabs on business deductions, property value, rental income, and rent status. It works well for running a small business.

 

Price Difference

Mint is a non-chargeable finance management tool. 

Whereas Quicken has four different plans with different charges:

·         Quicken Starter – $41.88 per year

·         Quicken Deluxe – $59.88 per year

·         Quicken Premier – $83.88 per year

·         Quicken Home & Business for Windows users – $119.88 per year

 

User-friendly features

As per the reviews of users, the features of Mint are intuitive, allow users to track and monitor personal finances, and are easy for them to navigate. Quicken allows users to categorize and track income as well as expenses, yet not as user-friendly as Mint. 

 

Customer care services

Mint provides an online help center, email support team, and online chat support system for customer queries, 

On the other side, Quicken provides phone support, online chat, an online support center, and community help to connect users for their help. These services depend on the type of subscription user avail. 

The level of detail provided

The primary difference between Quicken VS Mint is the level of detail each software provides.  

Mint is free software but comes with limited features such as:

·         SMS and Email Alerts

·         Credit Score Tracking

·         Worth Report

·         Accessibility through Apple watch

·         Bitcoin Tracking

 

But Quicken offers comprehensive features that include investment tracking and tax preparation and others such as:

·         Bank statement reconciliation

·         The Inspector to see the summary of the budget

·         Retirement planning

·         Tax Reporting

·         Bill Payment

 

Final Words:

 

Mint is a free web-based finance management tool for budgeting and expense tracking. Othe the other side Quicken helps businesses and individuals manage their finances by providing tools for budgeting, investment tracking, bill payments, and tax preparation. Both software options offer a great way to manage your finances and keep track of your expenses.

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